So, someone just hit your car, now what?

slippery road

1. My car is damaged in a collision caused by someone else. Do I:

a. File a property damage claim with my own insurance company.
b. File a property damage claim with the other driver’s insurance company.

Answer: You can do either; however, answer b (filing with the other driver’s insurance) will save you from having to pay your deductible.

2. Which of the following isn’t necessary for me to do at the scene of a collision caused by another driver?

photo for blog

a. Call the police.
b. Obtain the other driver’s name, address, and telephone number.
c. Obtain the other driver’s insurance company.
d. Take note of any statements made by the other driver to you or anyone else at the scene admitting fault.
e. If the driver is not the owner of the vehicle they are in, obtain the owner’s name, address, telephone number, and insurance company.
f. Obtain the name, address, and telephone number of any witnesses to the accident.
g. Take photos of the scene and damage with your cell phone.
h. Seek immediate medical attention if you are feeling pain.
i. All of the above are necessary.

Answer:  i. All of the above are necessary

3. The driver who caused the collision and caused my injuries doesn’t have proof of auto insurance at the scene, do I:

a. Call FWI so they can investigate whether the other driver does or doesn’t have insurance that could cover my damages.
b. Call FWI so they can investigate whether I have uninsured (“UM”) coverage in my own auto policy, which could cover my damages.
c. Call FWI so they can investigate whether I have medical payments coverage (“med pay”) in my own auto policy, which could help with my medical care.
d. Nothing. If the other driver caused the collision and doesn’t have insurance, I am out of luck.
e. A, B, and C.

Answer:  e. A, B, and C.

4. I am injured in a car collision that wasn’t my fault but I don’t have any health insurance. Should I:

Meme for blog


a. Refuse medical treatment and ignore my injuries.
b. Seek medical treatment right away and then call FWI.
c. Have FWI determine if I have medical payments coverage in my own auto insurance policy to help with my medical treatment.
d. Call FWI and see if they can help me find medical providers that will provide medical treatment to me now but will agree to hold off on getting paid until FWI reaches a settlement for me.
e. Get medical treatment and the other driver’s insurance will pay my doctor right away.
f. b, c, and d.

Answer: F. It is important to get medical treatment right away if you are injured in a car collision caused by someone else. We can help you determine how to pay for it. It is important to note that the other driver’s insurance company will not pay for your medical treatment while you are treating. They may reach a final settlement with you once you are done treating, which takes your medical bills into consideration; however, FWI will assist you in getting treatment while you are waiting for the settlement.

Go to our website for additional information on this quiz. Call us at 303-731-4790 for a free consultation or if you have further questions!

Let us help!

Call, email or text us and we'll have a FREE consultation regarding your case.

Contact Us

Wheat Ridge     Arvada      Denver   Lakewood


LOTY 2020
Trial Lawyers - litigator of the year
AIOLA - Elite Advocate
Workers' Comp Education Association
Accident and Injury Lawyer
NTL Top 100
Top 100 Trial Lawyers
2020 Top 10 Workers Comp
Worker's Comp Attorney Award
2020 10 Best PIA
American Institute of Personal Injury Attorneys badge
NTL Top 40
National Trial Lawyers Top 40 Under 40 badge
PIA Top 10 2020
Personal Injury Attorney top 10 badge
2yrs Satisfaction Workers Comp
Workers' Compensation Law Division badge
AITL Litigator of the Year
Litigator of the year badge
Expert Network
Expert Network badge
Top 10 Attorney
Workers Compensation Attorney badge
10 Best Attorney
Attorney Client Satisfaction - Personal Injury Attorneys
Naopia Badge
NAOPIA badge
ASLA 2018 Top 40 Lawyer Under 40
ASLA Top 40 badge
High Stakes Litigators
High Stakes Litigators badge
Rising Stars Vinny
Rising Stars Brianne
View the profile of Colorado Personal Injury - General Attorney Brianne Falgien
10 Best Attourney 2017
AIPIA badge
American Jurist Institute
American Jurist Institute badge
Lead Counsel Rated
Lead Counsel badge
Expertise Vinny
Top-Rated Local Personal Injury Lawyers Brianne Badge Jerrod Badge Vinny Badge
Copyright 2018

© Falgien Warr & Iyer, P.C.